Are there any credit cards that offer unlimited viewing your credit report and score?
I have a map of the CAP credit and a credit card from my bank that I use every month. We also pay each month. I also have about 4 other credit cards I have a zero balance left open to show the correct location and lines of credit. I was told that WaMu had a credit card that allows you to see your file credit score. Is this true or is it another company to do with it?
I also have a WAMU card, they have more than two years, in fact, show TransUnion your score is quite right and I just had taken credit for a refinance on my house and the score was very close. It does found not to show your credit file, however.
Ok for instance i am about to apply for an AMEX student blue card it says:
lue from American Express® is a credit card that adapts to your needs. It’s designed to give you more flexibility and independence. You can pay for your purchases in full or pay over time. Blue has no annual fee, a competitive 0.00% APR for up to the first 15 months and a grace period up to 20 days. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Define financial control on your own terms with Blue from American Express®.
Now i am buying a ring for my GF it is 0. How would the intrest rates work on the ring. Is it monthly until i pay the ring off. How much extra will i be paying for the ring after 3 months. and do i have to pay the ring off in 1 month to avoid intrest rates or do i have to pay it off in 1 month period.
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The basic answer as to how they work is they provide a simple way of borrowing money you don’t yet have, luring you in with an attractive rate of interest…………. then they drop you into a lifetime of debt.
Well since you have 0.00 APR for the first 15 months then you have that whole 15 monthsa to pay back the 750 and you won’t be charged any interest.
Some problems with the information you gave. Is there a minimum payment with in the first 15 months? and what is the interest rate after the first 15 months? If you buy the ring within that 15 months there is zero intrest because the APR is 0.00%, but if there is still a balance on the card after that time then you will have to pay intest but you didn’t provide enough info above, to answer how much interest.
So you can buy that ring tomorrow with the credit card and you won’t pay any interest for 15 months, so just pay the ring off before the 15 months is over, and u will never pay a penny of interest on it.
Always be wary of credit cards they usually lead you into serious debt especially if you are going to be spending on none essential items like rings.
How long has she been your Girlfriend ?
When do you plan to get married (& who will pay for the wedding) ?
Once you start on Credit you can never get off it … you may be paying for her ring years after you split up …
In fact, how are you going to pay off the ring ? (do you have a job ??)
Since you are new to credit cards, let me say… DON’T DO IT.. once you start using them, you will eventually get into trouble with them.
You are much much better off to save some money for the ring for your girlfriend and pay cash for it.
Credit cards can be an attractive thing, but they can go south very fast, we had one that just got to be very overwhelming, you pay and pay and pay, it’s not worth it. i would send in a 100 dollar a month payment, and only 10 of it would go to the balance of it, the rest was intrest. If you really want to buy that ring, be smart, check into a layaway plan, a few stores have them. good luck and remb. no matter how good something looks, dosen’t mean they can’t change it without any notice.
keep the 750 on the card for the full 15 months, put what u wud hav used in repayments in a savings acc + pay in full @ end of interest 3 period.
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