credit cards
How do I get rid of credit cards without hurting my credit?
I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.
Your score will be affected, depending on how high your credit score is and how many other credit reference are on your report besides credit cards. If your credit score is very high and you have an extensive credit history with lots of accounts, then it should be okay to close 2 or 3 accounts. If you are only concerned about the account numbers being stolen, you can call the credit card co. and ask your cards to be flagged so that they can not be used without showing ID. That will make it more difficult for them to be used fraudulently.
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