Comments on: How do i get a credit rating? http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html No credit check finance options available to you Mon, 22 Mar 2010 18:02:21 +0000 hourly 1 http://wordpress.org/?v=3.1.2 By: Fred http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-77 Fred Mon, 22 Mar 2010 18:02:21 +0000 #comment-77 Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - credit-report-score.10001mb.com Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – credit-report-score.10001mb.com

]]> By: bearr41 http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-78 bearr41 Mon, 22 Mar 2010 18:02:21 +0000 #comment-78 If you are 18 and have no credit then you DON'T need to be financing a car. Save up and pay cash. *** Debit cards are not credit.. That will not build your credit. If you are 18 and have no credit then you DON’T need to be financing a car. Save up and pay cash.

*** Debit cards are not credit.. That will not build your credit.

]]> By: Matty http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-79 Matty Mon, 22 Mar 2010 18:02:21 +0000 #comment-79 you start by paying for your phone, and stuff with bills and credit, although try to avoid getting into debt if you can. Get a bank account, and get a visa debit card, eventually try to open an account with an overdraft, keep up repayments on everything and you will be sorted. you start by paying for your phone, and stuff with bills and credit, although try to avoid getting into debt if you can. Get a bank account, and get a visa debit card, eventually try to open an account with an overdraft, keep up repayments on everything and you will be sorted.

]]> By: Steve D http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-81 Steve D Mon, 22 Mar 2010 18:02:21 +0000 #comment-81 Remember, it takes time to build good credit (although you can ruin it quickly). If no one will give you a credit card, one way to start building credit is by getting a secured credit card. What this means is that you deposit, say $500 in a savings account that you promise not to touch and the bank gives you a credit card with a $500 limit. Use the card for a bout 6 to 9 months (pay it off monthly) and then go back and apply for a non-secured card. If you make the payments on time, this should start building up your score. Remember, it takes time to build good credit (although you can ruin it quickly). If no one will give you a credit card, one way to start building credit is by getting a secured credit card. What this means is that you deposit, say $500 in a savings account that you promise not to touch and the bank gives you a credit card with a $500 limit. Use the card for a bout 6 to 9 months (pay it off monthly) and then go back and apply for a non-secured card. If you make the payments on time, this should start building up your score.

]]> By: rhonda http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-82 rhonda Mon, 22 Mar 2010 18:02:21 +0000 #comment-82 try getting a card through a local store one where you shop. the rate maybe higher, butif you dont use it much and pay it off or as much as you can each month, that will help. try getting a gas card where you buy gas. you could try your parents, see if they would co-sign for you, your rates may be cheaper too. try getting a card through a local store one where you shop. the rate maybe higher, butif you dont use it much and pay it off or as much as you can each month, that will help. try getting a gas card where you buy gas. you could try your parents, see if they would co-sign for you, your rates may be cheaper too.

]]> By: Mia Jacob http://www.noannualfeecreditcards.co.uk/types-of-credit-cards/how-do-i-get-a-credit-rating.html/comment-page-1#comment-83 Mia Jacob Mon, 22 Mar 2010 18:02:21 +0000 #comment-83 If you are desirous of establishing a good credit record, you should start off by applying for a credit card. The companies that monitor credit history compile information based on your payments and responsible consumers build up a good credit report by promptly paying off what they owe. A second consideration, especially if the consumer did not qualify for a conventional credit card, is to apply for secured credit. This method lessens the lender's risk by having access to some kind of guaranty from the borrower in case of default. An alternative way is to have a person with a proven history of good credit co-sign a loan. These co-signers are a form of guarantee diminishing the lender's risk of non-payment. If you are desirous of establishing a good credit record, you should start off by applying for a credit card. The companies that monitor credit history compile information based on your payments and responsible consumers build up a good credit report by promptly paying off what they owe. A second consideration, especially if the consumer did not qualify for a conventional credit card, is to apply for secured credit. This method lessens the lender’s risk by having access to some kind of guaranty from the borrower in case of default. An alternative way is to have a person with a proven history of good credit co-sign a loan. These co-signers are a form of guarantee diminishing the lender’s risk of non-payment.

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