What types of debts can be included in Debt Settlement

What is the purpose of student credit cards?

I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.Student credit cards offer students with little or no income the opportunity to prove their creditworthiness. They tend to have higher interest rates than standard credit cards since students pose a higher risk of default. But the credit card companies want to gain loyal customers early– and see college students as a great opportunity.

And can you trade them in after you’re no longer a student for a “real” credit card? Do people just keep them forever? I always thought closing accounts lowered your credit score?

Many BIG issuers have gotten into the ‘student credit card’ game. To see a complete list, visit:

http://www.asapcreditcard.com/student-cards.html

When you decide to upgrade to a ‘regular’ credit card after school– don’t worry too much about closing the old account. Although it will have a slightly negative impact– it’s only short-term.

We are able to resolve any unsecured debt, meaning credit cards, medical bills, etc. Debts that are secured by property, such as mortgages, car loans, or purchase contracts cannot be included. We also cannot service IRS obligations or government-backed student loans.