credit cards
How can I change the credit cards and not affect my credit score?
I want to get a credit card frequent flyer but I have three credit cards with generous limits. No need for credit cards and want to cancel credit and have this “possible” to go to the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If this case, How can I change the credit cards and not affect my credit score bad posture?
Yes, indeed. Having active credit cards registration is not a problem. This shows that the card issuers are willing to extend credit. If these cards have no balance on them, should have no trouble getting a new card. Apply and start using it. If there are balances from other cards is another matter. You must pay or transfer the card with the lowest interest rate and payment as soon as possible. Then make sure you never see a balance on a card that exceeds 30 percent of the credit limit. If you are looking for free credit score national site, visit this site http://Free-Credit-Score-National.com/ Here you can view your 3-in-1 Report of the three credit bureaus and your credit rating for free, fast and secure. I hope this help
Is the interest of making a difference in a credit card for 20% or 9%?
ok well I’m getting my first credit card to start the credit process, but do not know which card would be better the former has a higher interest rate but no annual fee and the second has a lower interest rate, with an annual fee.
I will not buy anything expensive super few things here and and I will not be paying above the minimum payment and I’m just looking to start the process of building credit im not looking to do something important with the card.
If U only buy a few things each month and pay immediately, or not even notice the difference in April Buy a couple of things, pay and after several months of this, you should be able to reduce your interest rate. No no reason to pay an annual fee these days!
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